Safety Meeting Series: First Notice of Loss

truck accident

Accidents happen. Whether it’s a driver injured while helping unload a trailer or a smaller vehicle running out in front of you driver, causing a major highway accident. Sometimes you get a call quickly to let you know what’s going on, and sometimes you don’t.

When an accident occurs, time is of the essence. The sooner you can get a call into your insurance company, the better. This is known as the first notice of loss (FNOL).

Why is First Notice of Loss Important?

In an accident, the FNOL is important because that first call to your insurance provider can set the tone for how well the claim will be handled and even how expensive it will be. When you call, you should be given two things: an explanation of what to expect and a detailed list of exactly what your insurance company needs from you.

The sooner you have that information, the sooner you can get what you need from your driver who’s on the scene of the accident. The longer the time between the accident and that first call, the less likely your driver can give you good information to help process your claim – and prevent possible lawsuits from the other driver who sees dollar signs.

How Can You Have an Instant First Notice of Loss?

With the Gorilla Safety app, you can receive alerts when your drivers are in an accident, prompting an immediate call to your insurance provider. Once you know what information they need, you can relay that to your driver. Through the app, your drivers can take pictures, record information, and make sure you have what you need as soon as possible, even as the mess is still being cleaned up.

You’ll be able to send the necessary information to your insurer, beginning the claims process quicker than ever before. You’ll save money and time and have a few less headaches in the process.

No one ever wants to have to deal with accidents, but since they’re a part of the business, you’ll want to make sure that you have the tools you need to help you and your drivers get through the claims process as quickly and easily as possible. You’ll save money, help keep your premiums from going through the roof, and maybe even reduce the lawsuits that seem to crop up once the other drivers realize they’ve been in an accident with a “big money” trucking company.

Want to check out the Gorilla Safety app and see what the accident investigation and alert system is all about? Contact us today.

Photo Credit.

Leave a Reply